Hot broke Messes How to Have Your Latte and Drink It Too year old Nancy Trejos was supposed to be an expert on handling her money after all she s the personal finance columnist for one of the nation s leading newspapers The Washington Post But a few mo

  • Title: Hot (broke) Messes: How to Have Your Latte and Drink It Too
  • Author: Nancy Trejos
  • ISBN: 9780446555425
  • Page: 383
  • Format: Paperback
  • 31 year old Nancy Trejos was supposed to be an expert on handling her money after all, she s the personal finance columnist for one of the nation s leading newspapers, The Washington Post But a few months ago, she found herself in her own dire financial straits Faced with a mountain of bills, debt, and no way to pay her rent, she was forced to call her parents to ask t31 year old Nancy Trejos was supposed to be an expert on handling her money after all, she s the personal finance columnist for one of the nation s leading newspapers, The Washington Post But a few months ago, she found herself in her own dire financial straits Faced with a mountain of bills, debt, and no way to pay her rent, she was forced to call her parents to ask them for a loan That night was a wake up call she vowed to get herself out of debt and into financial solvency In Hot Broke Messes, Trejos takes readers along with her on her journey She meets with a financial planner and a therapist to deal with all the issues young people face today from credit card debt and student loans, to impulse buying and emotional spending, to the cost of having a social life, to buying a house with someone during a potentially impermanent relationship and Trejos learns what causes these problems in herself, how she can fix them, and how she can pass that advice on to other young people going through the same experiences Even better, she shows readers how they can address these problems without completely giving up their lives no give up your latte a day type advice here Trejos personal and unique voice, along with her experiences that everyone can relate to, will lead readers to relatively painless financial security.

    • Hot (broke) Messes: How to Have Your Latte and Drink It Too - Nancy Trejos
      383 Nancy Trejos
    • thumbnail Title: Hot (broke) Messes: How to Have Your Latte and Drink It Too - Nancy Trejos
      Posted by:Nancy Trejos
      Published :2019-08-04T22:28:21+00:00

    About "Nancy Trejos"

    1. Nancy Trejos

      Nancy Trejos has been a staff writer for The Washington Post for 11 years She has covered schools, local government, and the Iraq war In February 2007, Ms Trejos joined the business section of the Post She covered real estate as the real estate boom went bust In November 2007, she became the Post s personal finance writer Ms Trejos has also written pieces for Latina magazine, including one about Latina women who are HIV positive She wrote a Washington Post magazine story about traveling to Colombia to find a half brother she had never met before Prior to arriving at the Post, Ms Trejos wrote for the Los Angeles Times She graduated from Georgetown University with a B.A in Government She grew up in Queens, N.Y and travels extensively, including to her parents homelands of Colombia and Ecuador She lives in Washington, D.C HOT BROKE MESSES is her first book.

    149 thoughts on “Hot (broke) Messes: How to Have Your Latte and Drink It Too”

    1. Glancing over many of the two- and three-star reviews, I can see where many readers are coming from. However, I can safely say I enjoyed this book on multiple levels and can comfortably give it 4 stars.Yes, the title is bad, bordering on embarrassing, as is the cover design. For these reasons I never brought this book in to read at work, like I do with most of my reading materials, on or off the kindle. However, it does provide an accurate cue as to what is inside: this book is half financial ad [...]


    2. I expected the standard chapters on how to budget, invest, etc. from this 2009 personal finance advice book, but it's really more of an autobiographical confessional by a 32-year-old personal finance columnist recounting her crazy overspending 20's and inviting us to learn the basics of personal finance along with her. I imagine it was pitched as a real-life Confessions of a Shopaholic, but while I found that novel somewhat charming, I mostly find this book grating. It reads like one long humble [...]


    3. I greatly enjoyed this book!The book was an easy, enjoyable read; Trejos is a pleasant and readable writer. Many reviewers have expressed their dislike for the emphasis she put on her own personal story of financial disaster, but I found it made the financial advice she doled out more interesting and relatable. It's one thing to hear from a stuffy old accountant that you need to be more careful about your credit card spending, and quite another to hear it from a young professional trying to keep [...]


    4. My perspective of finances and knowledge of money management was totally changed after reading this book. Hot (broke) Messes by Nancy Trejos was a real to life story of a shopaholic who just happens to be giving financial advice to countless readers in her newspaper columns. Learn from her mistakes! Part memoir and part financial advice and strategy, this book had me hooked.


    5. I think this book is useful if you've absolutely never thought about money before, but I was looking for something with more useful tips than not buying $50 shampoo anymore. Even though me and the author have very similar lives (young DC journalists), I couldn't relate to her struggles at all.


    6. This is basically just an autobiography about the author's financial irresponsibility. If you're looking for serious financial advice, you'll need a different resource.


    7. First things first: I'm not broke. However, I'm not wealthy either, and I'm constantly trying to figure out how to save for retirement, save for big purchases (car, house), save a large emergency fund, and still have fun money to spend on the activities/things that make life enjoyable now. I realize what I need to do is make a budget and stick to it . . . but how? Are there any good tips for doing this? This is always what I'm looking for in a personal-finance book, and it's why I bought this on [...]


    8. Bottom line: thank goodness for my parents teaching me good money skills (even though my mother wishes I understood more about the stock market than I do) which were reinforced by the most useful class I ever took in college: personal finance. I picked up this book while browsing at the library--I recognized the author's name from Washington Post travel chats. My expectations were low as I headed into this book, and the initial impression held true. There's precious little in this book that can' [...]


    9. Yes, you can afford to continue to buy your latte-a-day in this recession, you just need to budget for it and Nancy Trejos wants to show you how. Hot (Broke) Messes, which is a combination of Trejos' own journey to financial stability and the fruits of her research labor as a financial writer for The Post, is based on the principle of living within your means. This is great advice, but if you're looking for tips to help you do that on a day to day basis, this probably isn't the book for you. Hot [...]


    10. first of all, terrible title. kind of tacky cover design as well. both things immediately made me feel that i was not the target demographic. the fact that i am 31 also didn't help (even though the author is in fact a few years older than me)is is a combo personal finance guide/memoir. the author writes about personal finance for the "washington post," but this did not prevent her from getting herself into some financial difficulties that necessitated her hiring a financial consultant & gett [...]


    11. As a college administrator/counselor I am always looking for books to assign to my students who come in to my office in a variety of bad financial situation or some who just needed to be pointed in the right direction. I thought this book would be a good reading/reflective assignment for my students, however there wasn't much meat to the personal finance advice given in the book . For a book on money advice to a young person, I'd still recommended Suze Orman or Dave Ramsey over this one.In addit [...]


    12. Nancy Trejos was reporting on financial issues for one of the country's premier papers when she could barely handle her own finances or rather the lack thereof. She fell into many of the same traps that so many people in their 20s and 30s fall into including not managing school debt, not handling credit card debt, as well as also living outside their means. She lives in Washington, DC, a city known for being expensive where it's easy to drop $70 on dinner for two. She eventually realizes that sh [...]


    13. I picked up this book on a whim at the library--maybe the hot pink cover caught my eye. It's more of a personal finance history than a true personal finance "how-to" book.I have to give the author credit for openly exposing her very poor financial moves. Honestly, reading it made me feel a LOT better about some of the iffy financial decisions I made in my twenties. I may have done the garden variety poor budgeting, but at least I didn't take a big loss on real estate, or have to borrow money fro [...]


    14. 6.2.10 - I finished reading this book this morning before rushing off to jury duty. This was somewhere between a 3 and a 4 for me, but since doesn't allow half stars, I went with a four. :)While much of the book feels like "common sense" to me, I really did enjoy that she gave it a personal touch with stories from her own life and interviews with real people. I also really liked that she wasn't preachy about having to give up everything you enjoy when you're broke and that she showed that some [...]


    15. I actually read a ton of personal finance books, but I skim them so I never log them on here. This one is different. I read it cover to cover (in one sitting last night). It reads like a memoir, so I was super interested. Trejos and I have some things in common (student loans, car payment, etc) and I could have skipped the credit card debt portion, but I hung in there because I actually wanted to hear how she handled it. This is a clearly explained book that I found to be fun to read and I learn [...]


    16. I found this book while browsing the stacks for a new year's display. The title intrigued me, and the book appeared to be fun yet informative about personal finance. I can say I wasn't disappointed. I did learn some tips I am now applying. Although I commend the author for disclosing her own hot broke mess, the author, including some of the people featured, appeared to be making more than adequate money but making bad choices. Nevertheless, I think this book is appropriate for folks in their 20s [...]


    17. I went through a phase a while ago reading a lot of personal finance books, but haven't looked at one for a while, so I thought I'd give it another go. This book is written by a personal finance columnist for The Washington Post whose own finances are a bit of a mess, which was an interesting (and relatable for many) viewpoint. The book was okay. I found her personal stories interesting, but most of the advice was for Americans (which I knew going into it), so not always applicable. I also found [...]


    18. Hot (broke) Messes arrived yesterday. I've browsed several chapters--this is a subject where I could use some introspection--personal finance. So far, the tone seems to be for a twentyorthirty-something woman, not a woman ten years from retirement. I think it is a great book to hand off to my daughter-in-law. But there are lots of good tips and just bouncing my experience against hers will be valuable.This review is just beginning. to come.


    19. Most finance books are term heavy with no time real language used for the average person. Nancy Trejos writes as through I was listening to a friend. You get a personal understanding of her debt situation. I find it helpful and easier to get the connects to life and finances. The provided information was 20% standard advice in any finance book but 80% was realistic. Just because she had when through it. I would recommend this boot for high school seniors and college students.


    20. I'm not sure I appreciated her telling me how she had to cut back from weekly to monthly pedicures, but I will give her credit for being very brave in revealing her finances. I mean, it's rare to tell anyone how much debt you have, and she tells us EVERYTHING. And she does a great job of explaining things like health insurance and retirement savings in a way that is easy to understand. All in all . . . my kind of finance book.


    21. This one deserves a solid 3 stars. It's my least favorite personal finance book but it's one of my favorite chick lit memoir stories. I didn't learn much from Nancy Trejos, but I had fun reading her tale about climbing out of debt. If you're looking to learn about personal finance, like Suze Orman or Dave Ramsey, pass on this one. Trejos offers some tips on how to save money & conserve but I didn't get the "guidance" I was looking for from Trejos.


    22. Not that relevant to my financial situation. Some helpful hints, some cold hard facts, but overall I'm not really concerned with the lives of twentysomethings who racked up tens of thousands in credit card bills. The 17 pages that most closely matched my money woes were boiled down to: 'you need health insurance!!!' No sh*t. Unfortunately, it's not quite that easy. Overall, not quite helpful to me.


    23. I enjoyed reading this book from a memoir perspective. Ms. Trejos' style of writing is humorous and inviting. However, I was also hoping to get some concrete advice on how to better manage my money. Unfortunately, this book falls short of this expectation. While there are money management tips sprinkled throughout the book, I don't feel like I walked away with anything new regarding budgeting and personal finance.


    24. There's nothing like reading about other people's problems to make one's own seem not so big. I didn't learn a lot of new information from this, but it did give me some things to think about regarding my financial well being. It's easy to read and humorous. I think the book could use a different title, though.


    25. This book isn't for me. I'm not single, hip, or particularly uninformed about finance. Maybe it would be good for someone in their twenties but it feels kind of out dated. Who doesn't know what a debit card is by now? Maybe this book would be good for a teen except that the long winded biographical info takes patience to read.Meh. Pass.


    26. It's more of a confessional than a personal finance how-to book. But, it is a good wake up call and I would not hesitate to recommend it to a young person heading that way. If they heed the wake-up call, they need another book with a better bibliography, e.g. something from Kathy Kristof or Jane Bryant Quinn. But this book is a good first baby step and doesn't overwhelm with details.


    27. I am not sure what intrigued me to read this book. I thought it was an interesting look into what many fen xers are facing. I didn't feel it offered any valuable advice that I didn't already know.


    28. This author did a good job of explaining modern finances in a really simple way to 20-30 somethings who need help with organizing that area of lifeI just hated how overdramatic she was and how little self-control she had with her own money!


    29. this was a quick/easy readI learned a couple of things about personal finance.& liked the fact that it read like a memoir think of it as chick lit for women in the 20s/early 30s who have a shopping/spending problem or who are interested in getting out of debt


    30. Very enjoyable read considering the topic was personal finance. The author kept the information simple and attainable. Her personal stories relevant and light. Great book for any twenty or thirty something single woman.


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